​Who We Are

Loan Wolf Capital is different than other hard money lenders. We’re locally based and take pride in our first-hand market knowledge. Unlike many lenders, we’re a direct lender, which means we always have cash on hand and never broker/sell your loan. We take our commitment to you seriously, which is why we perform all lending operations in house. From underwriting to servicing, you’ll only ever have one point of contact.

No matter if you’re looking for funding for a fix and flip, construction project, or even a bridge loan, we have financing options to help with any funding need. With a long track record of proving our speed and reliability, Loan Wolf Capital is excited to help you with your next deal.


The Team

Zack Lofton

Founder & CEO

Our founder and CEO, Zack, has a passion for real estate and uses this to help our borrowers succeed. After a career in corporate commercial lending, he knew there should be an easier, common sense, approach to lending. Having grown up around construction, private lending was a natural fit. Loan Wolf Capital started as a small local lender which lent to a few friends and referrals.

With a true entrepreneurial spirit, Loan Wolf Capital has grown significantly over the years while staying true to its roots of always putting its borrowers’ success first. Zack interacts directly with clients on a daily basis and borrowers have direct access to him at all times. When he’s not working, there’s a good chance you’ll find Zack at a a scenic park with his wife (Ali) and two dogs (Tito and Pickles).

Nik Petrik

Chief Operating Officer

Nik is currently the Controller at Loan Wolf Capital. He brings a degree from Pepperdine University in Economics with a Finance emphasis, in addition to his attention to detail while helping the company grow. Nik manages the portfolio at Loan Wolf Capital, including anything from accounting and portfolio analysis to ensuring that all draw requests are done as quickly as possible. He takes a vested interest in every project, striving to ensure each project is successful for both the borrower as well as Loan Wolf Capital. 

Lucille Moreno

Relationship Manager

​​​​Lucille is presently the Relationship Manager at Loan Wolf Capital. She handles all loan inquiries, including everything from payments to payoffs. Lucille takes pride in serving both our clients and our country. She has been serving in the Texas Army National Guard for more than 5 years and was one of the first responders in Houston for Hurricane Harvey. When she’s not in uniform, she spends quality time with her boyfriend (Patrick), two daughters (Lorriana and Lenora) and her two Coonsky puppies (Liv and Maddie).